Some countries, especially Schengen member states, require that all visa applicants include in their applications a valid travel insurance to cover any medical expenses that might come up in the course of their stay in the country.
The UK does not force applicants to carry travel insurance, but travellers who fail to pay their medical bills in the UK would not be granted visas in future until paid. Jetsanza.com recommends travellers always travel with travel insurance to cover any medical bills that might arise.
It is not all companies whose insurance policy are accepted by Schengen countries. Only companies that provide minimum coverage of EUR 30,000.00 can provide insurance cover for travels to the Schengen area.
At the time of publishing post, the companies below were those having policies that comply with the Schengen visa policy:
Activa International Insurance Co. Ghana Ltd.
Allianz Insurance Company Ghana
Bupa International Company plan
Donewell Insurance Company Ltd
Enterprise Insurance Co. Ltd.
Glico Life Insurance Company Ltd.
Hollard Insurance (former Metropolitan Insurance Company Ltd)
NSIA Insurance Company Ltd.
Phoenix Insurance Co. (Gh) Ltd.
Old Mutual (Formerly Provident Insurance Co. Ltd)
Quality Insurance Company Ltd.
Star Assurance Co. Ltd
SIC Insurance Co. Ltd
Unique Insurance Company
Vanguard Assurance Co. Ltd
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