Is Croatia mostly cash only? What currency should I take to Croatia?

While cash is still widely accepted in Croatia, many places, especially in larger cities and tourist areas, also accept credit and debit cards. It’s always a good idea to carry some cash with you for small purchases, but you can often pay for larger expenses like accommodations, tours, and restaurant bills with a credit card.

However, it’s worth noting that some smaller businesses, especially those in more rural or remote areas, may only accept cash. Additionally, some ATMs in Croatia may charge high fees for foreign card transactions, so it’s a good idea to check with your bank before traveling to Croatia to see if they have any partnerships or agreements with local banks to minimize fees.

What currency should I take to Croatia?

The official currency of Croatia is the Croatian kuna (HRK). If you are traveling to Croatia, it’s recommended to exchange your home currency for Croatian kuna upon arrival.

While some businesses in larger cities and tourist areas may accept euros, it’s not a widely accepted currency in Croatia, and you may receive unfavorable exchange rates or additional fees if you try to use euros to pay for goods or services.

You can exchange your home currency for Croatian kuna at banks, currency exchange offices, or ATMs throughout the country. Keep in mind that some currency exchange offices may charge high fees or offer unfavorable exchange rates, so it’s a good idea to compare rates and fees before making an exchange. Additionally, some ATMs in Croatia may charge high fees for foreign card transactions, so it’s a good idea to check with your bank before traveling to Croatia to see if they have any partnerships or agreements with local banks to minimize fees.